| Save time with Direct Deposit |
Don’t stand in line on payday. Have your paycheck automatically deposited into your checking or savings account with direct deposit. You’ll receive an earnings statement from your employer on payday but your money will have already been deposited in your account and the deposit amount will show on your Cornerstone statement.
Subject to availability through your employer. |
| Make loan payments hassle-free with Payroll Deduction |
Short of not having to make a loan payment at all, Payroll Deduction is the best way to make paying your loan hassle-free. Your payment is automatically deducted from your paycheck and the information is reflected on your pay stub.
Subject to availability through your employer. |
| Salary Distribution Plan |
| The Salary Distribution Plan is designed specifically for teachers who are paid on a 10-month basis. It automatically distributes paychecks over a 12 month basis through Cornerstone Financial Credit Union. |
| Summer Saver Plan |
| The Summer Saver Plan is an alternative to the Salary Distribution Plan. It provides a flexibility for teachers on a 10 month pay cycle to save for the summer months. You choose how much you wish to have available during the summer and the funds are deducted from your paycheck and deposited into the Summer Saver account. The saved money is then distributed to you on June 1, June 15, July 1, July 15 and August 1. The account earns dividends in the same manner as the Share Savings account and will be included in the August 1 payment. |
| Save money with Overdraft Privilege Protection |
Get that additional protection with Overdraft Privilege, included with your Cornerstone checking account. With Overdraft Privilege, once you've exhausted any other overdraft protections such as Premier Line of Credit, you'll be covered up to a preset limit based on the checking account you’ve selected. You pay only our standard NSF (insufficient funds) fee for each item. You'll avoid the inconvenience of a returned check - and save the merchant fees commonly assessed on returned checks.
Click here for overdraft protection disclosures. |
| Visa Gift Card |
| The Cornerstone Financial Credit Union gift card offers a variety of benefits.There are no deposit forms to fill out or lines to wait in - just activate the card (online or by phone) and start shopping!Our gift cards can also be used for family members going off to college, for kids' allowances or for just about any occasion that requires having access to money. The gift card is convenient and easy-to-use. It's a whole new way to give and receive. |
| VISA Check Card |
| Free yourself from writing checks by using a Cornerstone VISA Check Card. Paired with either our FREE Checking With Overdraft Privilege or CheckVantage, our check card brings convenience and ease to completing ordinary transactions. It can be used at millions of locations where VISA is accepted. It’s also handy to use at the gas pump or for making purchases at the grocery and other retail providers. Not only is it easier than carrying bulky checkbooks, using a VISA Check Card is more secure than carrying cash! |