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Cornerstone Financial
Credit Union
1701 21st Avenue South
P.O. Box 120729
Nashville, TN 37212

615.385.6866
800.342.2316

View Branch Locations

Rates (effective August 31, 2010)

Vehicle
Secured
Credit Cards
Unsecured
Home Equity

Product	Rates As Low As*	Term	Apply
2010 New Car Only	3.25% APR	Up to 48 Months	Apply Online Call 615-385-6866 Visit a branch
2010-2008 Car/Refinance	4.00% APR	Up to 60 Months	Apply Online Call 615-385-6866 Visit a branch
2007-2005 Car/Refinance	4.75% APR	Up to 60 Months	Apply Online Call 615-385-6866 Visit a branch
2004-2002 Car/Refinance	7.75% APR	Up to 48 Months	Apply Online Call 615-385-6866 Visit a branch
2010-2006 Recreational Vehicle	5.50% APR	36 to 84 Months	Apply Online Call 615-385-6866 Visit a branch

* Depending on your credit worthiness. Rates subject to change without notice.
All rates include .25% rate reduction for automatic payment from CFCU Checking Account.
+ Mileage restrictions may apply

Product	Rates As Low As*	Term	Apply
30,60 or 90 Day Notes	11.75% APR - Depending on Collateral	30,60,90 Days	Apply Online Call 615-385-6866 Visit a branch
Certificate Account Secured	3% Above Certificate Rates-Minimum 5%	Certificate Maturity	Apply Online Call 615-385-6866 Visit a branch
Share Secured	3% Above Share Account Rate-Minimum 5%	36 Months	Apply Online Call 615-385-6866 Visit a branch

* Depending on your credit worthiness. Rates subject to change without notice.

Product	Rates As Low As*	Term	Apply
Visa or MasterCard Classic	12.9% APR**	Revolving	Apply Online Call 615-385-6866 Visit a branch
Visa Platinum	11.9% APR**	Revolving	Apply Online Call 615-385-6866 Visit a branch

* Depending on your credit worthiness. Rates subject to change without notice.
**Please see Terms and Conditions for rate, fee and other cost information.

Product	Rates As Low As*	Term	Apply
Signature Loans	9.000% APR	36 Months	Apply Online Call 615-385-6866 Visit a branch
30, 60, 90 Day Notes	9.000% APR	30, 60, or 90 Days	Apply Online Call 615-385-6866 Visit a branch
Premier Line of Credit	9.000% APR	Revolving	Apply Online Call 615-385-6866 Visit a branch

* Depending on your credit worthiness. Rates subject to change without notice.

Product	Rates As Low As*	Term	Apply
Home Equity Loan	6.557% APR+	5 years	Call 615-385-6898 Visit a branch
Home Equity Loan	7.097% APR+	7 years	Call 615-385-6898 Visit a branch
Home Equity Loan	7.060% APR+	10 years	Call 615-385-6898 Visit a branch
ShelterLine Home Equity Line of Credit	4.750%** variable APR		Apply Online Call 615-385-6898 Visit a branch
ShelterLine Plus Home Equity Line of Credit	5.25% variable APR		Apply Online Call 615-385-6898 Visit a branch

* Depending on your credit worthiness. Rates subject to change without notice. Rate disclosed based on up to 85% loan-to-value.
+ APR based on loan amount of $25,000 with stated term. Your APR may differ depending on loan amount and term. Rate disclosed based on up to 85% loan-to-value."
**Maximum of 80% loan to value.

Checking & Savings
Certificate Accounts
IRA Accounts

Product	APY (Annual Percentage Yield)	Compound Frequency	Other
Share Savings	0.25% APY*	Quarterly	$50 minimum average daily balance
Special Savings	0.25% APY*	Quarterly	$50 minimum average daily balance
Christmas Savings	0.25% APY*	Quarterly	$50 minimum average daily balance
CheckVantage	0.10% APY*	Monthly	$1,000 minimum average daily balance
Money Market Account: $1,000-$4,999	0.30% APY*	Monthly
Money Market Account: $5,000-$9,999	0.40% APY*	Monthly
Money Market Account: $10,000-$24,999	0.50% APY*	Monthly
Money Market Account: $25,000-$49,999	0.60% APY*	Monthly
Money Market Account: $50,000-Above	0.80% APY*	Monthly

Term	Regular	Jumbo ($25,000 - $49,999)	Super Jumbo ($50,000 or more)	Compound Frequency
90 DAY	0.75% APY*	0.80% APY*	0.85% APY*	Maturity
6 Month	1.00% APY*	1.05% APY*	1.10% APY*	Maturity
12 Month	1.20% APY*	1.25% APY*	1.30% APY*	Semi-Annual
18 Month	1.35% APY*	1.41% APY*	1.46% APY*	Semi-Annual
24 Month	1.61% APY*	1.66% APY*	1.71% APY*	Semi-Annual
36 Month	1.71% APY*	1.76% APY*	1.81% APY*	Semi-Annual
48 Month	1.96% APY*	2.01% APY*	2.06% APY*	Semi-Annual

Minimum deposit for regular certificate & IRA certificate accounts is $500.
Early withdrawal penalty fees may apply. For all accounts, the amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows: terms of 12 months or less - 90 days dividends; terms of greater than 12 months - 180 days dividends.
+ Pacesetter Certificates allowed one rate increase per term.

Term	Regular	Jumbo ($25,000 - $49,999)	Super Jumbo ($50,000 or more)	Compound Frequency
90 Day	0.80% APY*	0.85 APY*	0.90% APY*	Maturity
6 Month	1.05% APY*	1.10% APY*	1.15% APY*	Maturity
12 Month	1.25% APY*	1.30% APY*	1.35% APY*	Semi-Annual
18 Month	1.41% APY*	1.46% APY*	1.51% APY*	Semi-Annual
24 Month	1.66% APY*	1.71% APY*	1.76% APY*	Semi-Annual
36 Month	1.76% APY*	1.81% APY*	1.86% APY*	Semi-Annual
48 Month	2.01% APY*	2.06% APY*	2.11% APY*	Semi-Annual
IRA Growth Account***	0.50% APY*	N/A	N/A	Quarterly